How to Apply for Bank of America Travel Rewards Credit Card Online

Considering a new travel card to earn rewards while exploring the world? The Bank of America Travel Rewards Credit Card might be the perfect fit for you. This card offers a simple way to earn unlimited 1.5 points for every dollar spent, which makes your travels even more rewarding. Whether you’re planning a weekend getaway or a long-haul adventure, these points can be redeemed for flights, hotels, and more, with no expiration dates.

Apart from earning rewards, there’s another enticing perk: no annual fee. This feature lets you save money right from the start. Additionally, there are no foreign transaction fees, making it an excellent companion for your international travels. Applying for this credit card online is straightforward, allowing you to quickly start earning rewards for your future journeys. Discover how you can make the most of your travel adventures with ease and confidence.

Benefits of the Bank of America Travel Rewards Credit Card

Unlimited 1.5 Points Per Dollar on Every Purchase

One of the standout benefits of the Bank of America Travel Rewards Credit Card is its simple, yet rewarding, point system. You earn 1.5 points for every dollar spent, without the hassle of tracking spending categories. This means whether you’re buying groceries, gas, or booking flights, you’ll be rewarded uniformly.

Tip: Use this card for everyday expenditures to maximize your point accumulation. Over time, these points can accumulate significantly, helping you to travel more often or reduce travel expenses.

No Annual Fee

Unlike many travel credit cards, the Bank of America Travel Rewards Credit Card comes with no annual fee. You can enjoy all the travel benefits and rewards without worrying about an additional yearly cost. This is especially beneficial for those who want to keep their credit card expenses predictable and low.

No Foreign Transaction Fees

Traveling abroad? No problem. This card charges no foreign transaction fees, allowing you to make purchases overseas without incurring additional costs. This benefit can significantly reduce your travel expenses, making trips abroad more budget-friendly.

Tip: Always use your Travel Rewards Credit Card for purchases in foreign currency to take advantage of this benefit and save money on your travels.

Flexible Rewards Redemption

The flexibility of redeeming your points is a major perk. You can use your accumulated points for travel expenses such as flights, hotel stays, and vacation packages without being tied down by blackout dates or seat restrictions. This means you can book your travel whenever it suits you best.

SIGN UP TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

The Bank of America Travel Rewards Credit Card is designed for those who love to travel and want to earn rewards without being charged an annual fee. This card allows you to earn unlimited points on your everyday purchases, making it easy to accumulate rewards for your future travel adventures. Additionally, with flexible redemption options, you can use your points towards flights, hotels, and more, giving you the opportunity to travel further for less.

Requirements for the Bank of America Travel Rewards Credit Card

• Age Requirement: You must be at least 18 years old to apply. If you’re a resident of Alabama or Nebraska, the minimum age requirement is 19, while in Puerto Rico, it’s 21.
• Credit Score: A good to excellent credit score is recommended, typically falling within the range of 670 and above. This will enhance your chances of approval.
• SSN or ITIN: A valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is necessary for identity verification.
• Proof of Income: Be prepared to provide proof of income. This could include pay stubs, W2 forms, or bank statements to ensure you have a reliable source of income to manage your credit.
• U.S. Address: A permanent U.S. address is essential for correspondence and billing purposes.
• U.S. Citizenship or Residency: You must be a U.S. citizen or a legal U.S. resident with a permanent address.

SIGN UP TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

How to Apply for the Bank of America Travel Rewards Credit Card

Step 1: Visit the Bank of America Website

To begin your application for the Bank of America Travel Rewards Credit Card, the first step is to navigate to the Bank of America’s official website. You can do this by entering www.bankofamerica.com into your web browser’s address bar. Once you’re on the homepage, look for the navigation menu that showcases different banking services. Select the ‘Credit Cards’ section to find the Travel Rewards Credit Card among other options.

Step 2: Review Card Details and Eligibility

Before applying, it’s important to understand the features and benefits of the credit card. On the Bank of America website, locate the Travel Rewards Credit Card details page. Read through the key benefits, such as earning points on purchases and having no foreign transaction fees. Make sure you meet the eligibility criteria, which typically includes being at least 18 years old and a resident of the United States. If you have any questions, consider contacting Bank of America customer service for assistance.

Step 3: Click on ‘Apply Now’

Once you have reviewed all the information and decided that this credit card suits your needs, look for the ‘Apply Now’ button on the product page. Clicking this button will guide you to the online application form. Make sure you have your personal information ready, such as your Social Security Number, financial details, and employment information, as you will need to provide this during the application process.

Step 4: Complete the Application Form

Fill out the application form with the necessary details accurately. The form will ask for your personal, financial, and contact information. Be truthful and precise in your responses to avoid any issues during the approval process. Double-check your information before submitting. Remember, incorrect information can delay the application or result in a denial.

Step 5: Submit Your Application and Await Approval

After completing the application form, click the ‘Submit’ button. You will receive a confirmation email acknowledging that your application has been received. The approval process might take a few days. Once your application is reviewed, Bank of America will notify you of the decision, along with further instructions if your application is approved.

SEE HOW TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

Frequently Asked Questions about the Bank of America Travel Rewards Credit Card

What are the main benefits of the Bank of America Travel Rewards Credit Card?

The Bank of America Travel Rewards Credit Card offers a range of attractive benefits. It does not charge an annual fee, and cardholders earn unlimited 1.5 points for every dollar spent on all purchases. Points can be redeemed for a variety of travel expenses, including flights, hotels, vacation packages, and more, without blackout dates. Additionally, there are no foreign transaction fees, which makes this card an excellent choice for international travelers.

How do I redeem points earned with this credit card?

Redeeming points is straightforward and flexible. You can apply your points toward travel purchases in the form of a statement credit. Simply log into your online banking account or use the Bank of America mobile app to access the rewards section. From there, you can choose how many points to redeem and which purchases you want to credit. It’s a convenient way to get reimbursed for your travel expenses directly on your billing statement.

Is there an introductory offer available with this card?

Yes, new cardholders can benefit from a special introductory offer. You can earn 25,000 online bonus points after making at least $1,000 in purchases within the first 90 days of account opening. These bonus points can be redeemed for a $250 statement credit toward travel purchases, giving you a great head start on your travel savings.

Are there any special features for Preferred Rewards clients?

Bank of America Preferred Rewards clients can receive an additional benefits boost. Depending on your tier in the program, you might earn a points bonus of 25% to 75% on every purchase. This can significantly increase how quickly you accumulate points. To qualify, you need to have an eligible Bank of America account and maintain a qualifying three-month average balance across your accounts.

What should I know about the interest rates associated with this credit card?

The card offers a 0% introductory APR for the first 18 billing cycles for purchases and any balance transfers made within the first 60 days, allowing you to manage your expenses flexibly. After the introductory period, a variable APR ranging from 16.99% to 24.99% will apply based on your creditworthiness. It’s important to always pay at least the minimum payment due each month to avoid any additional fees or penalties.

Linda Carter

Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on our platform. Her goal is to empower readers with practical advice and strategies for financial success.